4-Point Inspections

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4-Point Inspections

We are dedicated to serving all of your inspection needs in a competent, professional, ethical, and informative manner.  All of our inspections are performed in accordance with the Standards of Practice and Code of Ethics of the Florida Association of Building Inspectors, Inc.® and the Standards of Practice of the Florida Department of Business and Professional Regulation.

Our inspectors are trained professionals.  A Florida Licensed Home Inspector, and is a Registered Professional Inspector through the Florida Association of Building Inspectors, Inc.®,  and is also certified by the Professional Home Inspectors Institute®.  Your home inspector is sensitive to your needs to help reduce your risk, hear your concerns, and increase your knowledge to help your decision making become clear and simple.

In addition to pre-purchase home inspections, Our Inspections also offers inspections for Windstorm Mitigation, 4-Point Insurance Inspections, Roof Condition Reports, Seawalls, Docks, Davits and Boat lifts; Commercial Buildings; Hotels & Motels; New Construction; Lead Paint & Water Testing, along with numerous other services.

W e are ready to serve you when, where, and how you desire.  When selecting an inspection company, please remember: “The cost of a quality inspection is soon forgotten, while the cost of a cheap one may linger forever!”

Welcome and encourage you to attend your inspection. We promise that if you attend your inspection, you will know more about your prospective property than you ever thought possible.  We would love to be your home inspection company!

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The Four Point Insurance Inspection was created after Hurricane Andrew struck Florida in 1992. It is performed on behalf of the insurance companies and, typically, as a requirement for the insurer offering insurance to the new homeowner. After the barrage of hurricanes in Florida in 2004 and 2005, the Four Point Insurance Inspection has taken on added importance. As insurance companies are beginning to see the benefit of the inspection, the program is spreading to other areas of the country. The benefit to the insurance company is, obvious, reduced loss risk on homeowners insurance policies.

In 2002, the Florida Legislature passed a law that combined the Florida Residential Property and Casualty Joint Underwriting Association (FRPCJUA) and the Florida Windstorm Underwriting Association (FWUA). This resulted in the creation of Citizens Property Insurance Corporation (Citizens), which more efficiently and effectively provides insurance to, and serves the needs of, homeowners in high-risk areas and others who cannot find coverage in the open, private insurance market. It is funded by premiums paid by the insured and from other insurance companies paying into the program to reduce their overall losses.

The insurance companies are expecting the condition of the components listed above to be working as intended within the manufacturer’s specifications. The criteria used to judge the components include:

  1. Current operating conditions
  2. Scheduled maintenance requirements
  3. Expected service life

CALL NOW to schedule an inspection.

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Office Hours

Monday – Friday
8:30AM – 6:30PM
9:30AM – 2:30PM

Office Phone